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Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter, mailed from Nigeria, offers the recipient the "opportunity" to share in a percentage of millions of dollars that the author, a self-proclaimed government official, is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers and other identifying information using a facsimile number provided in the letter. Some of these letters have also been received via E-mail through the Internet. The scheme relies on convincing a willing victim, who has demonstrated a "propensity for larceny" by responding to the invitation, to send money to the author of the letter in Nigeria in several installments of increasing amounts for a variety of reasons. Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances until the victim's assets are taken in their entirety. While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will, in addition to losing large sums of money. The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label "419 fraud." Some Tips to Avoid Nigerian Letter or "419" Fraud: An example of a Nigerian Fraud Letter: Date: 8 Mar 2005 19:18:35 -0000
Subject: Re:
From: "SA"
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La Traducción española Abajo.
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Sir/Madam,
I am Dr. Seyi Ajibola, a consulting auditor of prime banks here in
Nigeria. I have the courage to crave your indulgence for this
important business believing that you will never let me down either
now or in the future.
On June 6,1998, there was an South African Mining
consultant/contractor with the Nigerian Mining Corporation, Mr.
Jeffrey A. Tutu, who made a numbered time (fixed)deposit with my bank
here for twelve calendar months,value US $16.5M (Sixteen Mill ion,
Five Hundred Thousand US Dol lars) in an account. On maturity, the
bank sent a routine notification to his forwarding address but got no
reply from him.
After a month, the bank sent another reminder and finally his contract
employers,the Nigerian Mining Corporation wrote to inform the bank
that Mr.Jeffrey A.Tutu died from an automobile accident, and he died
without MAKING A WILL attached to the account, and all attempts by the
South African Embassy to trace his next of kin was fruitless.
In July 1999, A committee was setu up by LionBankPLC to trace the
background of Mr. Tutu and in the course of our enquiries we
discovered that Mr.Jeffrey A.Tutu was in fact an immigrant from
Jamaica and only recently obtained South African Citizenship. He did
not declare any next of kin or relations in all his official
documents, including his Bank deposit paper work. The total money, US
$16.5 Million, is still sitting in the bank and the account is now
dormant.
No one will ever come forward to claim it and according to Nige rian
banking policy, after 5years, the money will revert to the ownership
of the Federal Government if the account owner is certified dead and
there is no beneficiary to come forward to claim it. This is the
situation, and having spent three years planning I am now looking for
a foreigner who will stand in as the next of kin to Mr.Jeffrey A.Tutu
and open a Bank Account abroad to facilitate the transfer of this
money as the beneficiary/next of kin. I am in touch with Mr. Tutu's
lawyer and he is ready to verify whoever I present as the rightful
beneficiary.
This is simple, all you have to do is to OPEN an account anywhere in
the world and send me its detail or send an existing account (The
account need not have any money in it) detail for me to arrange the
proper money transfer paperwork and facilitate the transfer.The money
will then be paid into this Account for us to share in the ratio of
60% for me, 30% for you and 10% for expenses that might come up
during transfer process. I plan to invest most of my share in your
organisation or any other place in Europe you advise. There is no risk
at all, and all the paper work for this transaction will be done by me
using my position and connections in the banks in Nigeria.
This business transaction is guaranteed and the first phase of the
transfer will be US$5M (FIVE MILLION DOLLARS) as advised by our
insider in the bank. If you are interested, please reply immediately
through my personal email sending the following details:
(1) Your Full Name/Address
(2) Your Private Telephone/fax Number.
(3) Your Full Account Details. (Again, this account need not have any
money in it)
Please observe utmost confidentiality and be rest assured that this
transaction would be most profitable for both of us because I shall
require your assistance to invest most of my share in your country.
I will give to you my Private Telephone and Fax Number upon your
positive response for discussion and once I am convinced that you are
capable will send you an access code with which you will be able to
verify the money from the bank's website and will also introduce you
to a key bank official who is deeply involved with me in this
business. I really need your strong assurance that you will never let
me down now or in future. This is a great chance for investment in
your company.
I look forward to your earliest reply.
Best Regards,
Dr. Seyi Ajibola
C/O LIONBANKPLC
Lagos, Nige ria
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La señor/señora,
Soy Dr. Seyi Ajibola, un auditor consultador de bancos principales
aquí en ria de Nige. Tengo el valor para anhelar su indulgencia para
este negocio importante que cree que usted nunca me permitirá abajo ni
ahora ni en el futuro.
El 6.1998 de junio, había un sudafricano Minando a
consultor/contratista con la Corporación de la Minería de rian de
Nige, Sr. UN.TUTU de Jeffrey, que hizo un depósito numerado de tiempo
(fijó) con mi banco aquí por doce meses civiles, el valor EEUU $16.5M
(Dieciséis ion del Molino, Quinientos Mil lars de EEUU Dol) en una
cuenta. En la madurez, el banco mandó una notificación rutinaria a su
dirección delantera pero no obtuvo contestación de él.
Después que un mes, el banco mandó otro recordatorio y finalmente sus
empleadores de contrato, la Corporación de la Minería de rian de Nige
escribió para informar el banco que UN.TUTU de Sr.Jeffrey murió de un
accidente de automóvil, y él murió sin HACIENDO TESTAMENTO conectado a
la cuenta, y todo procura por la Embajada sudafricana trazar a sus
parientes más cercanos eran inútiles.
En julio 1999, UN comité era setu arriba por LionBankPLC para trazar
el fondo de Sr. Tutú y en el curso de nuestras preguntas nosotros
descubrimos que UN.TUTU de Sr.Jeffrey era de hecho un inmigrante de
Jamaica y la Ciudadanía sudafricana sólo recientemente obtenida. El no
declaró cualquiera parientes más cercanos ni relaciones en todos sus
documentos de funcionario, inclusive su papeleo Bancario del depósito.
El dinero total, EEUU $16,5 millones, se sientan todavía en el banco y
la cuenta está ahora inactivo.
Nadie avanzará jamás reclamarlo y según rian de Nige la política
bancaria, después de 5years, el dinero volverá a la propiedad del
Gobierno federal si el dueño de cuenta es certificado muerto y no hay
beneficiario de avanzar a reclamarlo. Esto es la situación, y pasó
tres años planeando yo ahora busco un extranjero que se parará en como
los parientes más cercanos al UN.TUTU del Sr.Jeffrey y abrirá una
Cuenta bancaria para facilitar al exterior la transferencia de este
dinero como los parientes más cercanos de beneficiario. Estoy en
contacto con Sr. abogado de Tutú y él está listo para verificar
quienquiera que yo presento como el beneficiario con derecho.
Esto es sencillo, todo usted tiene que hacer DEBERA ABRIR una cuenta
dondequiera en el mundo y me manda su detalle o manda una cuenta
existente (La necesidad de cuenta no tiene dinero en ello) detalle
para mí arreglar el papeleo apropiado de la transferencia de dinero y
facilitar el dinero de transferencia el entonces se pagará en esta
Cuenta para nosotros compartir en la proporción de 60% para mí, 30
%Para usted y 10% para los gastos que quizás suban durante el proceso
de la transferencia. Planeo invertir la mayor parte de mi acción en su
organización o cualquier otro lugar en Europa que usted aconseja. Hay
ningún riesgo, y todo el papeleo para esta transacción serán hechos
por mí utilizando mi posición y las conexiones en los bancos en
Nigeria.
Esta transacción del negocio se garantiza y la primera fase de la
transferencia será (CINCO MUÑECA de ION de MOLINO ARS) como aconsejado
por nuestra persona enterada en el banco. Si usted es interesado, por
favor contestación inmediatamente por mi personal correo electrónico
que manda los detalles siguientes:
(1) Su Dirección de nombre y apellidos
(2) Su número de fax Telefónico Privado.
(3) Sus Detalles Repletos de Cuenta. (Otra vez, esta necesidad de
cuenta no tiene dinero en ello)
Observe por favor confidencialidad suprema y sea el descanso aseguró
que esta transacción sería muy provechosa para ambos de nosotros
porque requeriré su ayuda a invertir la mayor parte de mi acción en su
país.
Daré a usted mi Teléfono y número de fax Privados sobre su respuesta
positiva para la discusión y una vez yo tengo la convicción de que
usted soy capaz le mandará un código de acceso con que usted será
capaz de verificar el dinero del sitio web del banco y también le
introducirá a un funcionario bancario clave que es implicado
profundamente conmigo en este negocio. Necesito realmente su certeza
fuerte que usted nunca me permitirá abajo ahora ni en el futuro. Esto
es una gran oportunidad para la inversión en su compañía.
Espero su contestación más temprana.
Mejores Consideraciones,
Dr. Seyi Ajibola
C/O LION BANK PLC
Lagos, Nigeria
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