The Rich Jerk:  Stop Being a Pathetic Loser and Start Making Millions. Click Here!

I’m the guy you see driving down the street in a Ferrari with the top down, and you think to yourself, "What an ass!" And you know what? You’re right. But so what? Do you think I really value your opinion? I’m a rich jerk, so I couldn’t care less. I cut through the BS. If you find me offensive, obnoxious, or whatever….feel free to leave my website at anytime. I’m not here to make friends. I’m here to show you EXACTLY how I make millions.  It’s no secret that I’m selling something here. And when you see what I'm offering, you will be blown away.

“We suspect an unauthorized transaction on your account.
To ensure that your account is not compromised,
please click the link below and confirm your identity.”

“During our regular verification of accounts, we couldn’t verify your information.
Please click here to update and verify your information.”

Have you received email with a similar message? It’s a scam called “phishing” — and it involves Internet fraudsters who send spam or pop-up messages to lure personal information (credit card numbers, bank account information, Social Security number, passwords, or other sensitive information) from unsuspecting victims.

According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, phishers send an email or pop-up message that claims to be from a business or organization that you may deal with — for example, an Internet service provider (ISP), bank, online payment service, or even a government agency. The message may ask you to “update,” “validate,” or “confirm” your account information. Some phishing emails threaten a dire consequence if you don’t respond. The messages direct you to a website that looks just like a legitimate organization’s site. But it isn’t. It’s a bogus site whose sole purpose is to trick you into divulging your personal information so the operators can steal your identity and run up bills or commit crimes in your name.

The FTC suggests these tips to help you avoid getting hooked by a phishing scam:

• If you get an email or pop-up message that asks for personal or financial information, do not reply. And don’t click on the link in the message, either. Legitimate companies don’t ask for this information via email. If you are concerned about your account, contact the organization mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company’s correct Web address yourself. In any case, don’t cut and paste the link from the message into your Internet browser — phishers can make links look like they go to one place, but that actually send you to a different site.
  
  
• Use anti-virus software and a firewall, and keep them up to date. Some phishing emails contain software that can harm your computer or track your activities on the Internet without your knowledge.
  
  Anti-virus software and a firewall can protect you from inadvertently accepting such unwanted files. Anti-virus software scans incoming communications for troublesome files. Look for anti-virus software that recognizes current viruses as well as older ones; that can effectively reverse the damage; and that updates automatically.
  
  A firewall helps make you invisible on the Internet and blocks all communications from unauthorized sources. It’s especially important to run a firewall if you have a broadband connection. Operating systems (like Windows or Linux) or browsers (like Internet Explorer or Netscape) also may offer free software “patches” to close holes in the system that hackers or phishers could exploit.
  
  
• Don’t email personal or financial information. Email is not a secure method of transmitting personal information. If you initiate a transaction and want to provide your personal or financial information through an organization’s website, look for indicators that the site is secure, like a lock icon on the browser’s status bar or a URL for a website that begins “https:” (the “s” stands for “secure”). Unfortunately, no indicator is foolproof; some phishers have forged security icons.

• Review credit card and bank account statements as soon as you receive them to check for unauthorized charges. If your statement is late by more than a couple of days, call your credit card company or bank to confirm your billing address and account balances.
  
  
• Be cautious about opening any attachment or downloading any files from emails you receive, regardless of who sent them. These files can contain viruses or other software that can weaken your computer’s security.
  
  
• Forward spam that is phishing for information to This e-mail address is being protected from spam bots, you need JavaScript enabled to view it and to the company, bank, or organization impersonated in the phishing email. Most organizations have information on their websites about where to report problems.
  
  
• If you believe you’ve been scammed, file your complaint at ftc.gov, and then visit the FTC’s Identity Theft website at www.consumer.gov/idtheft. Victims of phishing can become victims of identity theft. While you can't entirely control whether you will become a victim of identity theft, you can take some steps to minimize your risk. If an identity thief is opening credit accounts in your name, these new accounts are likely to show up on your credit report. You may catch an incident early if you order a free copy of your credit report periodically from any of the three major credit bureaus. See www.annualcreditreport.com for details on ordering a free annual credit report.

These business opportunities are based on an Internet access Kiosk designed to allow the public to walk-up, pay a fee and access the Internet in hotel lobbies, airports and other public locations. 

The problem is that many such biz opportunity sellers promise unrealistic return on investment, sell verpriced equipment nd services, and often do not deliver products or services sold. 

I have a confession to make... back when I was young and silly, I actually fell for a few of those too-good-to-be-true offers, and some of them were pretty hilarious... See if you can spot the logical flaws in the following: :-)

Nobody can guarantee your success. Although we include only products sold through or by reputable companies, there are still many other factors that will affect your success - such as experience, time put into work, knowledge of subject, etc...

Also some products are better than others, you must use you own judgement when selecting a product. 

Pyramid schemes, also referred to as franchise fraud, or chain referral schemes, are marketing and investment frauds in which an individual is offered a distributorship or franchise to market a particular product.